How Zero‑Depreciation Add‑Ons Save You Big
🔹 What Is Zero-Depreciation Cover? Also known as "Nil Dep" or "Bumper-to-Bumper" insurance, it’s an…
Comprehensive vs. Third‑Party Car Insurance
🧾 Real Cost & Coverage Comparison (2025) 🔹 1. Third-Party Insurance (TP) Mandatory by law…
Tax Benefits & Deductions: A Health Premium Guide
Which Health Insurance Premiums Qualify? Individual health insurance Family floater policies Senior citizen health plans…
Pre‑Existing Disease Waiting Periods: Your Rights
What Is a Pre-Existing Disease (PED)? Any illness, injury, or condition that existed before the…
Understanding Sub‑limits: Room Rent, ICU, Daycare
What Are Sub-limits? Fixed maximum amounts or caps set by insurers on specific expenses within…
Health Insurance for Freelancers and Gig Workers
Why It Matters No employer-provided health benefits Irregular income requires flexible, affordable coverage Protects against…
Zero Copay vs. Zone-Based Coverage: Hidden Clauses
What Is Zero Copay? Definition: You pay no percentage of the hospital bill; insurer covers…
Top 10 Health Insurance Plans Under â‚ą5 Lakh in India (2025)
1. HDFC ERGO Optima Secure Sum Insured: â‚ą5 lakh – â‚ą2 crore Key Features: 100%…
Cashless vs. Reimbursement Claims: Choosing Smartly
FeatureCashless ClaimsReimbursement ClaimsHow It WorksInsurance company settles bills directly with the hospitalYou pay upfront and…
